I can’t get a break for trying to stay ahead.
We’ve all read about people getting screwed in their home mortgages and having the bank foreclose on them. We don’t want it to happen to us, because we’re usually ahead of the game or keeping up the best we can.
Doesn’t matter now, though, since I’m now in danger. Don’t ask why, because the short version is the bank doesn’t give a shit about anything I have to say or prove, just that I now owe them $3000. This is putting my entire mortgage in jeopardy of foreclosure, although I’ve been paying them every month, even when I wasn’t working.
Don’t know what to do. I can’t pay them any more than I already do because I don’t have the paycheck to cover that. No one does. Not my wife, not my parents, definitely not her parents … very bad time for this to happen.
I’m going to keep talking to them, since that’s one way to try to hammer out a way to keep things going. Not sure what to do, other than hope I can somehow get that paid and (as Darth Vader said to Lando) pray they don’t alter the deal any further.
* Yes, I’ve looked to see if this charge was legal, and apparently – under the new f-ing retarded banking laws – it is. Worst part is that the way the economy is going and as stingy as banks are with their money right now, they are after us hard.